How I Brainwashed My Kid into Going to College
I'm a firm believer in higher education. Oh, I know, many of us go to college only to choose a major that has nothing to do with our eventual career path. And yes, there are hundreds of bright people who have made it - and made it big - without having a college education.
But going to college is not just about learning about a particular field. It is also a transition into the adult world. Leave home, learn to survive on your own, meet deadlines, plan your day, feed and bathe yourself, grow a social network, compete with your peers, and study a field in-depth - all essential lessons for life.
To make sure that my son (now 12) goes to college, I initiated the following plan:
When my son was 5, I opened a savings account at a local bank. Every month, we roll coins and deposit them into the account, along with any rebate checks or other odd money that has come in. When the bank offers a decent CD rate, we push the money into that. We've amassed over $6000 doing this, about $1000 per year.
I tell my son that this money will go toward his college education. If he chooses to not go to college, then mom and dad will use this money for a nice long summer vacation while he stays home and works at the fast food joint in town!
Needless to say, the kid is quite motivated to make sure that mom and dad do not get that money!
This little bank account has become a great educational vehicle for him. He knows that this amount will not cover his entire college costs. We may chip in some more (of course we will), but he is going to have to pay for part of college too. It's a great credit-building and responsibility-building device.
If you have a child who seems uninterested and unmotivated to go to college, or do anything else that requires planning, try this method. It does take time, and rolling those coins is tedious to say the least. But it may be just the thing to brainwash them into seeing your way of thinking. And hey, if they retaliate, at least you can look forward to a great vacation when they graduate from high school. Good luck!
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Kathryn Acciari, REALTOR(R)
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